Back to Home

The Definitive Guide to Retirement Projection

Forecast your financial future, understand how long your savings will last, and build a solid plan for your retirement years.

Project Your Retirement Savings

Our Retirement Projection Calculator helps you estimate your total savings at retirement and projects how long those funds will last based on your planned withdrawals.

Use the Retirement Calculator
Why Project Your Retirement?

Retirement planning can feel overwhelming, but a projection gives you a clear picture of where you stand. It helps you answer critical questions like:

  • Am I saving enough?
  • When can I realistically afford to retire?
  • How much can I safely withdraw each year in retirement?
  • How will inflation impact my purchasing power?

By running projections, you can make informed adjustments to your savings plan today to ensure a more secure tomorrow.

Key Factors in a Retirement Projection

Our calculator considers all the critical variables:

  • Current Savings & Contributions: Your starting point and how much you're adding regularly.
  • Rate of Return: The growth rate of your investments, both before and during retirement. The post-retirement rate is usually lower as portfolios become more conservative.
  • Annual Withdrawals: How much you plan to live on each year.
  • Inflation: The rate at which your cost of living will increase. This is crucial for understanding how much your money will actually be worth in the future.
How to Use the Calculator
  • Ages: Enter your current age and your target retirement age.
  • Savings & Contributions: Input your current retirement savings and how much you contribute monthly.
  • Return Rates: Estimate the annual return on your investments both before and after retirement.
  • Retirement Withdrawals: Enter how much you plan to withdraw annually in retirement and the expected inflation rate.
  • Project: Click the button to see a projection of your savings, your total corpus at retirement, and an estimate of how long your funds will last.