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The Complete Guide to SIP Investing

Understand the power of Systematic Investment Plans (SIPs) and how they can help you build wealth through disciplined, regular investing.

Calculate Your SIP Returns

Our SIP Calculator helps you project the future value of your regular investments, showing you how small, consistent contributions can grow into a substantial sum.

Use the SIP Calculator
What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan, or SIP, is a method of investing a fixed amount of money at regular intervals (usually monthly) into a mutual fund. Instead of investing a large lump sum at once, you invest smaller amounts over time.

This approach instills a sense of financial discipline and makes investing accessible, as you don't need a large amount of capital to get started.

The Benefits of SIPs
  • Rupee Cost Averaging: When the market is down, your fixed investment buys more units of the fund. When the market is up, it buys fewer units. Over time, this averages out your purchase cost and reduces the risk of timing the market poorly.
  • Power of Compounding: Just like with lump-sum investments, the returns you earn from your SIPs begin to generate their own returns, leading to exponential growth over the long term.
  • Disciplined Investing: Automating your investments through a SIP removes emotion from the decision-making process and ensures you are consistently working towards your financial goals.
How to Use the Calculator

Projecting your SIP's future value is simple:

  • Monthly Investment: Enter the fixed amount you'll invest each month in your Systematic Investment Plan (SIP).
  • Expected Annual Return (%): Estimate the average annual return of your investment.
  • Investment Period (Years): Define how long you will continue the SIP.
  • Calculate: Click the button to see the projected maturity value, your total invested amount, and the wealth gained from returns, along with a growth chart.